Resources & Information
Read through our helpful articles with tips, advice and information about lending money.
How to Get the Most out of Refinancing
Refinancing can be a smart move, but it does not always work out for the better. For example, tighter lender approval processes, including changes to living expense calculations, can reduce your options for shopping around. Also, remember that what you borrowed when...
Rising Construction Costs Impact Everyone in the Property Market
It is no secret that construction costs are on the rise in Australia. A report from CoreLogic showed that national construction costs increased by 7.3% over the 2021 calendar year. This rate of increase is the highest annual...
Borrowing When Self Employed
If you are self-employed or work as a contractor, getting a home loan is not always easy. Your income is more likely to fluctuate, your work is not guaranteed, and typically evidence of income can be challenging to produce. Tax returns and financials may paint a...
EOFY Tips for Borrowers
As per industry estimates, last year, the average tax refund amount from ATO (Australian Taxation Office) stood at $2,365 (Source Accountants Daily). Filing taxes on time allows you to receive a timely tax refund which could help you strengthen your loan application...