Refinance your mortgage for a better one!


Now is the time to get competitive interest rates and ensure it’s the right one!

Why Refinance My Home Loan?


  • Interest rates are currently the most competitive we’ve ever seen – some great offers available. If you haven’t had a refinance assessment you could be paying too much to your bank.
  • If your personal or financial situation has changed, there might be new, better-suited products in the market for you.
  • If you have previously been in a ‘fixed-term’ contract, your bank won’t automatically give you the lowest current market rate once this ends.
  • As a registered finance broker, you have nothing to lose by getting a free assessment. We test your suitability for home loan refinancing and provide honest advice regarding moving lenders.


You could enjoy a cashback up to $3,000 when refinancing with our selected lenders!*


*Limited offer. Terms & conditions apply. Subject to the lender’s credit criteria & eligibility. A minimum loan amount is $250,000 and must apply within the period specified by each lender offering cashback.
Loan Rate Comparison - Refinance Calculator

Mortgage Repayment Calculator


Monthly Mortgage Payment & Savings

Let's Chat About Getting You A Better Rate

Note: The information provided by the calculator is intended to provide general information and illustrative example purpose based on stated assumptions and your inputs. The calculation is meant as estimates and it is advised that you consult with the mortgage broker about your specific circumstances.

Why Choose ASA Mortgage Brokers?

Independent, local broker with a panel of 35+ lenders

Average 4.9 / 5 stars on our Google Reviews

Personalised, streamlined service and experience & knowledge

We have access to resources such as CoreLogic RP Data reports making informed decisions on purchases and estimated property valuation reports for refinancing (property equity checks).

Lower Repayments

Easily refinance your home with a lower rate with our mortgage broker.

Equity Release

Working with ASA Mortgage Brokers makes the process easy, giving you a steady stream of income without all the stress usually involved.

Top Ups

Looking to get a new loan and settle an old one at the same time? The team at ASA Mortgage Brokers can make sure you get the most out of it.

Ending Fixed Terms

Ending a fixed term contract is always complicated. Our mortgage brokers can help you navigate through the tricky elements of ending a fixed term either way.


Don’t spend more money on your renovation than you need to. Instead, get guidance from the home finance experts.

Debt Consolidation

Are your loans getting too stressful to handle? ASA Mortgage Brokers is here to help you with debt consolidation, resulting in only one loan to manage and less stress

Your Roadmap To Home Loan Refinancing

1. Get In Touch

We’ll get in touch to conduct your free loan assessment to check your eligibility for a lower rate. 

2. Documents Gathered

Choosing to move forward, we’ll gather all the required documents needed for the banks to ensure we can work on lowering your interest rate.

3. Loan Assessment

ASA Mortgage Brokers conduct a complete home loan refinancing assessment to ensure we can offer you a proposal outlining your best options.

4. Get The Best Rate

We work with our lenders to present you with the best options and help you make the switch to a new lender that will save you money on your home loan. 

Get The Best Rate* From As Low As:

Fixed: O/O (P&I) 3 Years


Comparison Rate 7.96%

Variable: O/O (P&I)


Comparison Rate: 7.97%

*Subject to lender's credit policies & criteria. Lender's fees & government charges may apply. Rates may not apply to all. The above rates are subject to change. A full individual financial assessment is required.

Popular Lenders

With so many possible lenders, it can be difficult to know which is best for your individual circumstances.
That's where a loan broker comes in, making the process easy.

How Much Will You Save?

How much money you will save by home loan refinancing depends on a number of factors, including your current mortgage rate, the value of your home, and the new loan you refinance to.

​We look at your current situation and work with the lenders to find out which would be the best loan package for you specifically. ASA Mortgage Brokers are independent and aim to find you the best outcome for you and your family.

​With proper guidance from our mortgage broker, you could potentially save thousands of dollars over the life of your home loan.

Refinance- Experience


To get the best possible terms on your refinance, you need years of experience and financial know-how.

It’s a skill we have practiced and mastered through our time in the business.

Smooth Process - Refinance

Smooth Process

We get to know you and your financial situation and conduct a complete assessment. This is where we gather all the documentation we need for your exact circumstance.

​From there it’s an easy transition to approval and settlement.

Independent - Refinance


As an independent mortgage broker, we always work with your best interests in mind.

What the banks want doesn’t matter to us—only getting you the best possible loan and refinance does.

Contact Us


Get In Touch
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Client Testimonials

We care about our clients

ASA Mortgage Brokers
Based on 17 reviews
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Reenu JohnsonReenu Johnson
10:24 21 Sep 23
Our experience using ASA mortgage broker was excellent. Anupa who helped us out was well informed and very patient. He answered all our questions and was very prompt with his responses.Anupa provided us a few options to choose from and went through each of them so that we were absolutely clear. Finally my daughter managed to get a pre approval and we are very happy with the package.We highly recommend ASA Mortgage Brokers!
Regina FalkRegina Falk
06:38 28 Jul 23
We were looking to fund our current and future funding requirements. So we came across Anupa S Abeywickrama from ASA Mortgage Brokers to see if he can help us in anyway.Made an appointment with Anupa and within a few days he came to our home to discuss our current financial situation. He genuinely took the time to come and sit with us and talk through our current and future funding requirements. After an initial 2 hour meeting where he asked for an incredible amount of detail so that he could understand our overall financial position.Anupa went away and approached several banks with our case and he was able to secure a loan for us with 30 days of our initial meeting. The loan was exactly what we wanted and needed. Anupa did this with a minimum of fuss and was respectful, courteous and understanding at every step of the process, which we appreciated greatly. Anupa did an incredible amount of work on our behalf even though he knew that was not a lot of profit in it for him initially, but he was happy to invest his time in us to build a relationship for the future. He was upfront with this and we respected his honesty.We can’t recommend Anupa enough, if you are looking for a hardworking, honest, reliable and professional broker we highly recommend that you try Anupa from ASA Mortgage brokers.
Champika DissanChampika Dissan
05:21 09 Jul 23
My experience was extremely pleasant with ASA Mortgage Brokers. Anupa Abeywickrama was extremely helpful throughout the refinance of our mortgage and buying an investment property. The process was a breeze. He was very quick to answer any questions we had and we were able to get the investment loan we desired. I cannot thank him enough.
John GanibanJohn Ganiban
07:29 28 Jun 23
Excellent Service & Anupa goes above and beyond looking out for your best interest. Will be working with him and the team again soon. 5 thumbs Up!
Anil BandaragodageAnil Bandaragodage
08:20 02 Mar 23
Excellent customer service, provided me information and support with every step thru the whole process. And ensured that our requirements were met. Nothing but the best.
Caroline WadeCaroline Wade
00:03 25 Nov 21
We loved the service we got from Anupa, he was professional and externally knowledgeable. The responses he gave us were fast and the attention to detail needs to be noted. He found us the best mortgage for our dollar and we couldn’t be happier with how smoothly the process was. He is a true gem to the company and we will be recommending him to all of our family and friends.Thank you Anupa for making this journey a smooth sailing ride, you succeeded our expectations and we are happy we chose you. The service was 10/10