/* Equalise blog columns heights*/

Refinance your mortgage for a better one!


Now is the time to get competitive interest rates and ensure it’s the right one!

Why Refinance My Home Loan?


  • Interest rates are currently the most competitive we’ve ever seen – some great offers available . If you haven’t had a refinance assessment you could be paying too much to your bank.
  • If your personal or financial situation has changed, there might be new, better-suited products in the market for you.
  • If you have previously been in a ‘fixed-term’ contract, your bank won’t automatically give you the lowest current market rate once this ends.
  • As a registered finance broker, you have nothing to lose by getting a free assessment. We test your suitability for home loan refinancing and provide honest advice regarding moving lenders.


You could enjoy a cashback of up to $3,000 when refinancing with our selected lenders!*


*Limited offer. Terms & conditions apply. Subject to the lender’s credit criteria & eligibility. A minimum loan amount is $250,000 and must apply within the period specified by each lender offering cashback.
Loan Rate Comparison - Refinance Calculator

Mortgage Repayment Calculator


Monthly Mortgage Payment & Savings

Let's Chat About Getting You A Better Rate

Note: The information provided by the calculator is intended to provide general information and illustrative example purpose based on stated assumptions and your inputs. The calculation is meant as estimates and it is advised that you consult with the mortgage broker about your specific circumstances.

Why Choose ASA Mortgage Brokers?

Independent, local broker with a panel of 35+ lenders

Average 4.9 / 5 stars on our Google Reviews

Personalised, streamlined service and experience & knowledge

We have access to resources such as CoreLogic RP Data reports making informed decisions on purchases and estimated property valuation reports for refinancing (property equity checks).

Lower Repayments

Easily refinance your home with a lower rate with our mortgage broker.

Equity Release

Working with ASA Mortgage Brokers makes the process easy, giving you a steady stream of income without all the stress usually involved.

Top Ups

Looking to get a new loan and settle an old one at the same time? The team at ASA Mortgage Brokers can make sure you get the most out of it.

Ending Fixed Terms

Ending a fixed term contract is always complicated. Our mortgage brokers can help you navigate through the tricky elements of ending a fixed term either way.


Don’t spend more money on your renovation than you need to. Instead, get guidance from the home finance experts.

Debt Consolidation

Are your loans getting too stressful to handle? ASA Mortgage Brokers is here to help you with debt consolidation, resulting in only one loan to manage and less stress

Your Roadmap To Home Loan Refinancing

1. Get In Touch

We’ll get in touch to conduct your free loan assessment to check your eligibility for a lower rate. 

2. Documents Gathered

Choosing to move forward, we’ll gather all the required documents needed for the banks to ensure we can work on lowering your interest rate.

3. Loan Assessment

ASA Mortgage Brokers conduct a complete home loan refinancing assessment to ensure we can offer you a proposal outlining your best options.

4. Get The Best Rate

We work with our lenders to present you with the best options and help you make the switch to a new lender that will save you money on your home loan. 

Get The Best Rate* From As Low As:

Fixed: O/O (P&I) 2 Years


Comparison Rate 6.16%

Variable: O/O (P&I)


Comparison Rate: 5.80%

*Subject to lender's credit policies & criteria. Lender's fees & government charges may apply. Rates may not apply to all. The above rates are subject to change. A full individual financial assessment is required.

Popular Lenders

With so many possible lenders, it can be difficult to know which is best for your individual circumstances.
That's where a loan broker comes in, making the process easy.

How Much Will You Save?

How much money you will save by home loan refinancing depends on a number of factors, including your current mortgage rate, the value of your home, and the new loan you refinance to.

​We look at your current situation and work with the lenders to find out which would be the best loan package for you specifically. ASA Mortgage Brokers are independent and aim to find you the best outcome for you and your family.

​With proper guidance from our mortgage broker, you could potentially save thousands of dollars over the life of your home loan.

Refinance- Experience


To get the best possible terms on your refinance, you need years of experience and financial know-how.

It’s a skill we have practiced and mastered through our time in the business.

Smooth Process - Refinance

Smooth Process

We get to know you and your financial situation and conduct a complete assessment. This is where we gather all the documentation we need for your exact circumstance.

​From there it’s an easy transition to approval and settlement.

Independent - Refinance


As an independent mortgage broker, we always work with your best interests in mind.

What the banks want doesn’t matter to us—only getting you the best possible loan and refinance does.

Contact Us


Get In Touch
Interested In

Client Testimonials

We care about our clients

Excellent service from start to finish. Was very quick to get the best rate on the market and all my calls were either answered or called back within the hour. I used his service for refinancing our properties and I received the best rate. Thanks, Anupa!

Christina Zhang

June 2020

We got good advice and were kept updated throughout the process. He took the stress out of arranging a mortgage and always provided the best option for us. I’m extremely happy with the service I received and would definitely recommend ASA Mortgage Brokers for home buyers.

Adrian Barker

September 2019

The service provided by ASA Mortgage Brokers was excellent. Throughout the process, he has kept us fully up to date with the whole process and ensure that we were advised of any requirements from the lenders.Thank you for helping us to land on our dream home.

Rebecca Cooper

July 2019