Why Refinance My Home Loan?
- Interest rates are currently the most competitive we’ve ever seen – some great offers available . If you haven’t had a refinance assessment you could be paying too much to your bank.
- If your personal or financial situation has changed, there might be new, better-suited products in the market for you.
- If you have previously been in a ‘fixed-term’ contract, your bank won’t automatically give you the lowest current market rate once this ends.
- As a registered finance broker, you have nothing to lose by getting a free assessment. We test your suitability for home loan refinancing and provide honest advice regarding moving lenders.
You could enjoy a cashback of up to $3,000 when refinancing with our selected lenders!*
*Limited offer. Terms & conditions apply. Subject to the lender’s credit criteria & eligibility. A minimum loan amount is $250,000 and must apply within the period specified by each lender offering cashback.
Note: The information provided by the calculator is intended to provide general information and illustrative example purpose based on stated assumptions and your inputs. The calculation is meant as estimates and it is advised that you consult with the mortgage broker about your specific circumstances.
Easily refinance your home with a lower rate with our mortgage broker.
Working with ASA Mortgage Brokers makes the process easy, giving you a steady stream of income without all the stress usually involved.
Ending Fixed Terms
Ending a fixed term contract is always complicated. Our mortgage brokers can help you navigate through the tricky elements of ending a fixed term either way.
Don’t spend more money on your renovation than you need to. Instead, get guidance from the home finance experts.
Are your loans getting too stressful to handle? ASA Mortgage Brokers is here to help you with debt consolidation, resulting in only one loan to manage and less stress
Your Roadmap To Home Loan Refinancing
1. Get In Touch
We’ll get in touch to conduct your free loan assessment to check your eligibility for a lower rate.
2. Documents Gathered
Choosing to move forward, we’ll gather all the required documents needed for the banks to ensure we can work on lowering your interest rate.
3. Loan Assessment
ASA Mortgage Brokers conduct a complete home loan refinancing assessment to ensure we can offer you a proposal outlining your best options.
4. Get The Best Rate
We work with our lenders to present you with the best options and help you make the switch to a new lender that will save you money on your home loan.
Get The Best Rate* From As Low As:
Fixed: O/O (P&I) 2 Years
Comparison Rate 6.16%
Variable: O/O (P&I)
Comparison Rate: 5.80%
*Subject to lender's credit policies & criteria. Lender's fees & government charges may apply. Rates may not apply to all. The above rates are subject to change. A full individual financial assessment is required.
To get the best possible terms on your refinance, you need years of experience and financial know-how.
It’s a skill we have practiced and mastered through our time in the business.
We get to know you and your financial situation and conduct a complete assessment. This is where we gather all the documentation we need for your exact circumstance.
From there it’s an easy transition to approval and settlement.
As an independent mortgage broker, we always work with your best interests in mind.
What the banks want doesn’t matter to us—only getting you the best possible loan and refinance does.
We care about our clients
Excellent service from start to finish. Was very quick to get the best rate on the market and all my calls were either answered or called back within the hour. I used his service for refinancing our properties and I received the best rate. Thanks, Anupa!
We got good advice and were kept updated throughout the process. He took the stress out of arranging a mortgage and always provided the best option for us. I’m extremely happy with the service I received and would definitely recommend ASA Mortgage Brokers for home buyers.
The service provided by ASA Mortgage Brokers was excellent. Throughout the process, he has kept us fully up to date with the whole process and ensure that we were advised of any requirements from the lenders.Thank you for helping us to land on our dream home.