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How to Get the Most out of Refinancing

How to Get the Most out of Refinancing

Refinancing can be a smart move, but it does not always work out for the better. For example, tighter lender approval processes, including changes to living expense calculations, can reduce your options for shopping around. Also, remember that what you borrowed when...
Rising Construction Costs Impact Everyone in the Property Market

Rising Construction Costs Impact Everyone in the Property Market

It is no secret that construction costs are on the rise in Australia. A report from CoreLogic showed that national construction costs increased by 7.3% over the 2021 calendar year. This rate of increase is the highest annual growth in construction costs since March...
Borrowing When Self Employed

Borrowing When Self Employed

If you are self-employed or work as a contractor, getting a home loan is not always easy. Your income is more likely to fluctuate, your work is not guaranteed, and typically evidence of income can be challenging to produce. Tax returns and financials may paint a...
EOFY Tips for Borrowers

EOFY Tips for Borrowers

As per industry estimates, last year, the average tax refund amount from ATO (Australian Taxation Office) stood at $2,365 (Source Accountants Daily). Filing taxes on time allows you to receive a timely tax refund which could help you strengthen your loan application...